A traditional community-based savings system in Ghana, primarily used by women to pool resources and provide financial support.
Beyond Mobile Money: The Quiet Struggle to Modernize Ghana’s Ancient Susu System
The 2025 Global Findex Report shows that 36% of Ghanaian women save formally, but men are still 7 percentage points more likely to do so. The Susu system serves as a critical counterweight to financial exclusion, particularly for women facing barriers with formal banks.
