A fintech subsidiary of Stanbic IBTC Holdings, focusing on providing integrated financial services.
HabariPay’s cost efficiency powers GTBank’s ₦6.54bn fintech profit
HabariPay reported a profit of ₦6.54 billion, accounting for 82% of total earnings among bank-backed fintechs. Hydrogen's profit decreased by 42.63% year-on-year, posting ₦833 million in profit.
Stanbic’s Zest turns profitable with ₦543 million Q3 gain
Zest reported a profit after tax of ₦543 million in Q3 2025, its first profitable quarter since launch. The fintech's loss after tax in Q3 2024 was ₦1.89 billion, showcasing a significant turnaround.
Stanbic’s fintech arm grows income 14-fold, but remains unprofitable
Zest's income grew fourteenfold to ₦874 million in H1 2025 from ₦61 million in the previous year. The company's loss after tax fell to ₦389 million, down 58.84% from ₦945 million in H1 2024.
