Visa pilots stablecoins as pre-funding currency for global payouts
- Visa announced testing of stablecoins for cross-border pre-funding at the Sibos 2025 conference.
- The pilot allows banks to pre-fund accounts with Circle’s USDC and EURC, streamlining cash management.
- Settlement windows have been cut from days to minutes in early tests, improving liquidity for banks.
Visa's move to integrate stablecoins into its payment systems represents a significant evolution in the financial landscape, potentially enhancing transaction efficiency and liquidity management. However, the impact on regional banks and traditional financial models warrants further scrutiny as the industry adapts to these changes.
