7 African startups powering credit, crypto, creators, and capital
TechCabal | Opeyemi Kareem - Sep 26, 2025

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- Dingpay aims to replace cash and cards in Nigeria with a digital wallet that supports local payment methods and QR-based transactions.
- Supplya provides small retailers in Nigeria with interest-free credit to source goods directly from manufacturers.
- SwarmZero democratizes AI access for small businesses by allowing users to create and monetize AI agents without coding.
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The emergence of these startups reflects a growing trend of innovation in Africa, particularly in sectors that address local needs. However, the sustainability of these business models in a competitive landscape remains to be seen. Further investment and support from both local and international stakeholders will be crucial for their success.
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