Meet the 10 startup founders building Africaβs emerging payment tech solutions
Bendada.com | Victory Emmanuel - Jan 12, 2026

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- Oneremit processed close to $100 million in international transactions in 2025 and expanded its services into Francophone Africa.
- Sharperly, founded in 2025, offers a remittance app that allows users to send, save, and spend across currencies with transparent fees.
- Onboard launched its 3.0 version in July 2025, gaining over 10,000 users in two months by providing a digital wallet for stablecoins.
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The emergence of these fintech startups highlights a significant shift in Africa's financial landscape, where traditional banking systems have often failed to meet the needs of the population. By focusing on regulatory compliance and building robust infrastructure, these companies could redefine financial inclusion and efficiency in cross-border transactions. However, the sustainability of these startups remains uncertain in a competitive and capital-intensive market.
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