Zimbabwe’s New Tech Regulations: What Changes for Crypto, Mobile Money, and Startups in 2026
- A 15% tax on international digital services and mandatory licensing for crypto platforms has been introduced.
- Mobile money operators are required to withhold a 15% tax on cross-border payments and comply with new data protection laws.
- Startups must register under the COBE Act by April 20, 2026, and face a 15% tax on international digital tools.
The new regulations, while aiming to formalize the digital economy, may inadvertently stifle innovation and drive businesses into the informal sector due to high compliance costs. A balanced approach that encourages growth while ensuring accountability is essential for the success of Zimbabwe's digital landscape.
